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05, with a total payback level of $1,800.93 which such as the 3% rate paid with the personal loan sum, would have a total cost of $255.93. Consultant 19.ninety nine% APR. If you borrowed $5,000 above a 38 month period of time along with the personal loan had an six% origination price ($three hundred), your monthly repayments could be $182.74, with